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Life Insurance Company

Ratings: AM Best A S&P A Moody's A3

Company Description

"The Hartford Income Annuity, a fixed payout annuity, provides a simple way to secure dependable, guaranteed income that you can rely on with absolute certainty."


Fixed Immediate Annuities, Longevity Insurance


California, Florida, Pennsylvania, Texas

Minimum Premium or Deposit



The Hartford Income Annuity

States Available

Not Available

Minimum Premium


Max Premium (without home office approval)


Issue Ages

Return of Premium Option Max Age 75;

Single & Joint Life Only Max Age 85;

Period Certain Only Max Age 100;

Otherwise, Max age 90 (IRAs may have limitations)

Available Benefit Modes

Annual, Semi-Annual, Quarterly, Monthly

Life & Periods Certain Available

Yes, 5 to 30 years

Periods Certain Only Available

Yes; 6 to 30 years

Joint & Survivor Available

Yes, continuation of 50%, 66.67%, 75%, or 100%

Cash Refund Available

Yes, death benefit equals premium less sum of benefits received

Inflation Indexing Available


Cost of Living Adjustments Available

Yes, from 1% to 6% at 0.50% increments

Pricing: Male, 65, Pure Life, No COLA, $100,000 Premium

$572.75 monthly benefit



Cash Value


Other Features

Future payments can be deferred several years

Lump sum cash withdrawals available on any future guaranteed benefit payments

Can make one time election to change income start date.

Return of premium death benefit allows beneficiaries to receive death benefit of 25%, 50%, or 75% of premium at any time.