Company Description
"With Pacific Voyages, you have: The Power of Diversification® Flexibility to choose investment strategies that best fit your goals. The Power of Choice® Optional benefits providing principal protection and lifetime income."Product
Pacific Voyages Variable Annuity
States Available
Not Available
Minimum Premium
$10,000
Max Premium (without home office approval)
$1,000,000
Issue Ages
Up to age 85
Available Benefit Modes
Annual, Semi-Annual, Quarterly, Monthly
Life & Periods Certain Available
Yes, 5 to 30 years
Periods Certain Only Available
Yes, 5 to 30 years (tax qualified limited to IRS life expectancy)
Joint & Survivor Available
Yes, choice of 100%, 66.67%, or 50% benefit continuation upon first death
Cash Refund Available
Not available.
Other Separate Account Charges
Maximum: 0.15%
Current: 0.15%
Fund Operating Expenses (recent year)
0.28% to 1.70%; varies by fund
Premium Load (for Premium Tax)
0%-3.5% (based on state & tax qualification)
Pricing
To be determined
Assumed Investment Returns
Not Available
Guaranteed Minimum Income Benefit
No
US Large Cap Stock Index Fund / Fee
Full Equity Market Indexed Fund / 0.28%
US Mid & Small Stock Index Fund / Fee
Full Equity Market Indexed Fund / 0.28%
US Bond Index Fund / Fee
No
Foreign Stock Index Fund / Fee
No
Number of Funds Offered
49
Commission
Not Available
Cash Value
Not Available.
M&E Fee
Maximum: 1.00%
Current: 1.00%
Other Features
Death Benefit on outstanding period certain payments