Company Description
"With Symetra Focus, we’ve made it easy to make smart choices by carefully selecting 15 lower-fee, quality portfolio options from names you know and trust."Product
Symetra Focus Variable Annuity
States Available
Minimum Premium
$10,000
Max Premium (without home office approval)
$1,000,000
Issue Ages
Up to age 85
Available Benefit Modes
Not Available
Life & Periods Certain Available
Yes, 5 or more years
Periods Certain Only Available
No – for fixed payments only
Joint & Survivor Available
Yes
Cash Refund Available
Not available
Other Seprate Account Charges
Maximum: 0.40%
Current: 0.05% to 0.40% (varies with contract value)
Fund Operating Expenses (recent year)
0.10% to 1.01%; varies by fund
Premium Load (for Premium Tax)
0%-3.5% (based on state & tax qualification)
Pricing
To be determined
Assumed Investment Returns
4%
Guaranteed Minimum Income Benefit
No
US Large Cap Stock Index Fund / Fee
Yes / 0.10%
US Mid & Small Stock Index Fund / Fee
Yes / 0.57% for Small Cap Fund, 0.28% for Mid Cap Fund
US Bond Index Fund / Fee
Yes / 0.21%
Foreign Stock Index Fund / Fee
No
Number of Funds Offered
15
Commission
Not Available
Cash Value
Not Available
M&E Fee
Maximum: 1.25%
Current: Not Available
Other Features
Death Benefit is commuted value of future certain payments @ 4% AIR