Invest Yourself For a Better Retirementâ„¢



Life Insurance Company

Ratings: AM Best A++ S&P AAA Moody's Aa1

Company Description

"With our Single Premium Immediate Annuity you can: Turn a portion of your savings into a guaranteed 'retirement check.' Create a guaranteed income you cannot outlive. Choose a plan to get more money back than the amount you put in. Make sure that you or your heirs will get all of your money back, depending on plan chosen."


Fixed Immediate Annuities


California, Florida, New York, Pennsylvania, Texas

Minimum Premium or Deposit



Single Premium Immediate Annuity

States Available

Not Available

Minimum Premium


Max Premium (without home office approval)


Issue Ages

Not Available

Available Benefit Modes


Life & Periods Certain Available

Yes, 5, 10, 15, and 20 years

Periods Certain Only Available

Yes; 5, 10, 15, and 20 years

Joint & Survivor Available


Cash Refund Available


Inflation Indexing Available


Cost of Living Adjustments Available


Premium Load (for Premium Tax)

0%-3.5% (based on state & tax qualification)

Pricing: Male, 65, Pure Life, No COLA, $100,000 Premium

$587.94 monthly benefit


1% to 7% (decreasing with age of annuitant) plus 1.20% trail

Cash Value


Other Features